To put it as simple as possible (as suggested), I'll try to explain my view on this.
The ratio of CAD/USD to in-game currency is insanity, yes, but that's solely MY OPINION. I can complain all I want; at the end of the day, Gameforge can make whatever prices they want. They're not telling me to pay it, it'd be my choice. I have a full-time job and can easily afford to spend money on a game I enjoy playing.
That isn't my issue.
My issue is that, metaphorically speaking, it's as if we all sat down at a restaurant and ordered our food, only to have it spilled on the floor and then the waiter asks for a big tip.
That's exactly how it feels right now on my end; it isn't a necessary thing but it is a huge slap in the face to the people who supported this game for so long, even before its open-beta release...
The servers have been unstable at BEST for NA, and that's when NA is even up... Until that's at least fixed, I won't entertain the thought of supporting this game financially.